Crypto in America: Policy Pulse

Crypto in America: Policy Pulse

PUBLISHED

September 3, 2025

The White House recently issued its "Strengthening American Leadership in Digital Financial Technology” report outlining priorities and recommendations for national policy on crypto, so we polled everyday Americans to see whether they agree with the direction we’re heading in. 

Our Crypto Policy Pulse shows that most are looking forward to the government creating clearer crypto rules, especially when it comes to:

  • Consumer Safeguards: About three-quarters (73%) support stronger consumer protections for people investing in, holding, or using crypto. The White House report suggests added steps to ensure safeguards for individuals and businesses alike, like making sure stablecoins are fully backed, requiring regular reserve reports, banning misleading ads, and putting everyday users first.

  • Comprehensive Legislation: 71% support comprehensive crypto legislation to close the gaps in current law and make rules easier to understand. The White House report also calls for a full set of rules that clear up confusion, improve oversight, and clarify roles and responsibilities for regulators.

  • Global Leadership: 69% support strengthening American leadership in digital financial technology, ensuring the U.S. remains competitive globally. The report stresses the importance of advancing American innovation and setting high regulatory standards to remain competitive in global markets. And as we know from our earlier survey, 73% of crypto-holding Americans want to see the U.S. become the “Crypto Capital of the World.” 

  • Personal Finance Clarity: Almost half (42%) believe clearer crypto rules would improve their personal finances. Among current crypto holders, that number rises to 71%. This optimism tracks with the report’s vision that regulatory clarity can foster both safety and innovation in ways that benefit everyday users.

What This Means for Policymakers

While most Americans support stronger government action around crypto, there are also caveats - including what some believe to be gaps in policymakers’ crypto literacy.

Nearly two-thirds (65%) are not confident that U.S. lawmakers truly understand how cryptocurrency impacts everyday Americans. But the knowledge gap goes both ways: just 1 in 4 polled said they had read the White House’s recent crypto report, showing the need to educate both policymakers and constituents on what’s happening with crypto across the country. 

Washington is taking notice: the report itself acknowledges there are big knowledge gaps in both government and the industry, and it lays out some ways to close them through better education and real reforms.

About 9 in 10 crypto holders say it’s important to understand how cryptocurrency policies will affect their daily lives. Clarity is the goal, and progress is being made. 

Final Thoughts

There’s strong bipartisan support for action. People support crypto safeguards, security, and leadership. Clarity on these issues isn’t just good for Washington - it’s good for the Americans asking for it. At the end of the day, clear U.S. regulation isn’t really a policy issue - it’s about protecting all Americans.

Survey Method

This survey was conducted online within the United States by The Harris Poll on behalf of The National Cryptocurrency Association from August 5-7, 2025, among 2,086 adults ages 18 and older. The sampling precision of Harris online polls is measured by using a Bayesian credible interval. For this study, the sample data is accurate to within +/- 2.5 percentage points using a 95% confidence level. For complete survey methodology, including weighting variables and subgroup sample sizes, please contact media@nca.org.