One Rule That Always Holds

If you get a call, email, or message from anyone claiming to be from a government agency, your bank, or a tech support team, follow two steps before you do anything else.
Hang up or close the message. Then find the organization's real contact details yourself: on their official website, on the back of your card, or on a bill. Call that number. Not the one they gave you.
If the contact asks you to pay through a crypto ATM, gift cards, or a wire transfer, stop.[1] That instruction alone is your answer. This is the U and S in PAUSE. Use official channels. Stop if someone asks you to send money in an unusual way.