Question 01.
You receive a text message saying your bank account has been locked and you need to click a link to restore access. You also receive an email making the same claim. Which statement best explains why the text message is the more dangerous of the two?
- Wrong Answer!
- Wrong Answer!
- You got it!People open around 98% of text messages they receive. Smishing click rates run between 19 and 36%, compared to 2 to 4% for email phishing. That gap is the reason scammers have shifted toward text as their preferred channel. It is not that emails are well filtered or that texts are untraceable. It is simply that people are more likely to act on a text without pausing first. Both formats can be dangerous, but the combination of near-universal open rates and high click rates makes smishing the more effective tool for scammers right now.
- Wrong Answer!